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The Pay Off
How Changing the Way We Pay Changes Everything

Publisher: Elliott & Thompson, 2022

ISBN: 9781783966417

Product: Book, Paperback

May have wear from normal use.

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How we pay is so fundamental that it underpins everything--from trade to taxation, stocks and savings, to salaries, pensions, and pocket money.

Rich or poor, criminal, communist, or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works?

As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. Europeans are heavily regulated, Americans oddly backward, and the Chinese are hoping to lead the way forward.

Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment--and reveal both how our payment habits are determined by history as well as where we go from here.

From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.

Natasha de Terán is a former journalist, specialising in financial regulation and market structures. She has written for publications such as the Wall Street Journal, Times, Financial Times, Risk, Week, and Money Week. She was the head of corporate affairs at SWIFT from 2012 to 2019.

A self-confessed payments nerd, Gottfried Leibbrandt is the former CEO of SWIFT, the global network for interbank transactions. Prior to joining SWIFT, Liebbrandt worked for McKinsey & Company. He holds degrees from Vrije Universteit Amsterdam, Maastricht University, and Stanford Business School.

ISBN/UPC:

9781783966417

Product:

Book, Paperback

Title:

The Pay Off: How Changing the Way We Pay Changes Everything

Publisher:

Elliott & Thompson, 2022

Pages:

356

Languages:

English

Specification:

7.70 x 5.00 x 1.20 inches, 0.74 pounds

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Acceptable:Fairly worn but fully readable and intact. Pages may include notes, highlighting, or minor water damage. Dust jacket, CDs, product codes, or other inclusions may be missing or expired.
Good:Shows signs of wear. Pages may include limited notes or highlighting. Dust jacket, CDs, product codes, or other inclusions may be missing or expired.
Very Good:Item has seen limited use and has minimal signs of wear. Pages are clean without markings. Dust jacket, CDs, product codes, or other inclusions may be missing or expired.
Like New:Shows little to no signs of wear. Spine has no signs of creasing. Pages are clean without markings. CDs, product codes, or other inclusions may be missing or expired.
New:Brand new, unused, and in perfect condition. Includes all original packaging and accessories.